Monday 27 July 2009

SONA 2009 Full Text / Transcript

Below is the full text / transcript of Pres. Gloria Macapagal-Arroyo’s last SONA, delivered before the 3rd Regular Session of the 14th Congress, today, July 27, 2009.

Source: The Office Of the Press Secretary

Her Excellency President Gloria Macapagal-Arroyo’s State of the Nation Address for the 3rd Regular Session of the 14th Congress

27 July 2009
Thank you, Ladies and gentlemen, good afternoon. Before I begin my report to the nation, please join me first in a moment of prayer for President Cory Aquino. Senate President Enrile, Speaker Nograles, Senators, Representatives, Vice President de Castro, former President Ramos, Chief Justice Puno, Ambassadors friends:

The past twelve months have been a year for the history books. Financial meltdown in the West spread throughout the world.

Tens of millions lost their jobs; billions across the globe have been hurt—the poor always harder than the rich. No one was spared.

It has affected us already. But the story of the Philippines in 2008 is that the country weathered a succession of global crises in fuel, in food, then in finance and finally, economy in a global recession, never losing focus and with economic fundamentals intact.

A few days ago, Moody’s upgraded our credit rating, citing the resilience of our economy. The state of our nation is a strong economy. Good news for our people, bad news for our critics.

I did not become President to be popular. To work, to lead, to protect and preserve our country, our people, that is why I became President. When my father left the Presidency, we were second to Japan. I want our Republic to be ready for the first world in 20 years.

Towards that vision, we made key reforms. Our economic plan centers on putting people first. Higit sa lahat, ang layunin ng ating patakaran ay tulungan ang masisipag na karaniwang Pilipino. New tax revenues were put in place to help pay for better healthcare, more roads, and a strong education system. Housing policies were designed to lift up our poorer citizens so they can live and raise a family with dignity. Ang ating mga puhunan sa agrikultura ay naglalayong kilalanin ang ating mga magsasaka bilang backbone ng ating bansa, at bigyan sila ng mga modernong kagamitan to feed our nation and feed their own family.

Had we listened to the critics of those policies, had we not braced ourselves for the crisis that came, had we taken the easy road much preferred by politicians eyeing elections, this country would be flat on its back. It would take twice the effort just to get it back again on its feet—to where we are now because we took the responsibility and paid the political price of doing the right thing. For standing with me and doing the right thing, thank you, Congress.

The strong, bitter and unpopular revenue measures of the past few years have spared our country the worst of the global financial shocks. They gave us the resources to stimulate the economy. Nabigyan nila ang pinakamalaking pagtaas ng IRA ng mga LGU na P40 billion itong taon, imparting strength throughout the country at every level of government.

Compared to the past we have built more and better infrastructure, including those started by others but left unfinished. The Subic-Clark-Tarlac Expressway is a prime example of building better roads. It creates wealth as the flagship of the Subic-Clark corridor.

We have built airports of international standard, upgraded domestic airports, built seaports and the roll on/roll off transport system. I ask Congress for a Philippine Transport Security Authority Law.

Some say that after this SONA, it will be all politics. Sorry, but there’s more work.

Sa telecommunications naman, inatasan ko ang Telecommunications Commission na kumilos na tungkol sa mga sumbong na dropped calls at mga nawawalang load sa cellphone. We need to amend the Commonwealth-era Public Service Law. And we need to do it now.

Kung noong nakaraan, lumakas ang electronics, today we are creating wealth by developing the BPO and tourism sectors as additional engines of growth. Electronics and other manufactured exports rise and fall in accordance with the state of the world economy. But BPO remains resilient. With earnings of $6 billion and employment of 600,000, the BPO phenomenon speaks eloquently of our competitiveness and productivity. Let us have a Department of ICT.

In the last four years tourism almost doubled. It is now a $5 billion industry.

Our reforms gave us the resources to protect our people, our financial system and our economy from the worst of shocks that the best in the west failed to anticipate.

They gave us the resources to extend welfare support and enhance spending power.

For helping me raise government salaries through Joint Resolution 4, thank you, Congress.

Cash handouts give the most immediate relief and produce the widest stimulating effect. Nakikinabang ang 700,000 na pinakamahihirap na pamilya sa programang Pantawid Pamilya.

We prioritize projects with the same stimulus effects plus long-term contributions to progress.

Sa pagpapamahagi ng milyun-milyong ektaryang lupa, 700,000 na katutubo at mahigit isang milyong benepisyaryo ng CARP ay taas-noong may-ari na ng sariling lupa. Hinihiling ko sa Kongreso na ipasa agad ang pagpapalawig ng CARP, at dapat ma-condone ang P42 billion na land reform liabilities dahil 18% lamang ang nabayaran mula 1972. Napapanahon, it’s timely because it will unfreeze the rural property market. Ang mahal kong ama ang nag-emancipate ng mga magsasaka. Ii-mancipate naman natin ngayon ang titulo.

Nakinabang ang pitong milyong entrepreneurs sa P165 billion na microfinance loans.

Nakinabang ang sandaan libo sa emergency employment ng ating economic resiliency plan. Kasama natin ngayon ang isa sa kanila, si Gigi Gabiola. Dating household service worker sa Dubai, ngayon siya ay nagtatrabaho sa DOLE. Good luck, Gigi.

Nakinabang ang isang milyong pamilya sa programang pabahay at palupa, mula Pag-Ibig, NHA, community mortgage program, certificates of lot award, at saka iyong loan condonation.

Our average inflation is the lowest since 1966. Last June, it dropped to 1.5%. Paano?

Proper policies lowered interest rates, which lowered costs to business and consumers.

Dahil sa ating mga reporma, nakaya nating ibenta ang bigas NFA sa P18.25 per kilo kahit tumaas ang presyo sa labas mula P17.50 hanggang P30 dahil sa kakulangan ng supply sa mundo. Habang, sa unang pagkakataon, nagawa nating itaas ang pamimili ng palay sa mga magsasaka, P17 mula sa P11.

Dahil sa ating mga reporma, nakaya nating mamuhunan sa pagkain—anticipating an unexpected global food crisis. Nakagawa tayo ng libu-libong kilometro ng farm-to-market roads at, kasama ng pribadong sector, natubigan ang dalawang milyong ektarya. Mga Badjao gaya ni Tarnati Dannawi ay tinuruan ng modernong mariculture. Umabot na sa P 180,000 ang kinita niya mula noong nakaraang taon. Congratulations, Tarnati. We will help more fisherfolk shift to fish farming with a budget of P1 billion.

Dahil dumarami na naman daw ang pamilyang nagugutom, mamumuhunan tayo ng panibago sa ating hunger mitigation program na sa nakaraan ay napatunayang mabisa. Tulungan ninyo ako dito, Kongreso.

Mula pa noong 2001, nanawagan na tayo ng mas murang gamot. Nagbebenta tayo ng gamot na kalahating presyo sa libu-libong Botika ng Bayan at Botika ng Barangay sa maraming dako ng bansa. Our efforts prodded the pharmaceutical companies to come up with low-cost generics and brands like RiteMed. I supported the tough version of the House of the Cheaper Medicine law. I supported it over the weak version of my critics. The result: the drug companies volunteered to bring down drug prices, slashing by half the prices of 16 drugs. Thank you, Congressmen Cua, Alvarez, Biron, Locsin.

Pursuant to law, we are placing other drugs under a maximum retail price. To those who want to be President, this advice: If you really want something done, just do it. Do it hard, do it well. Don’t pussyfoot. Don’t pander. And don’t say bad words in public.

Sa health insurance, sakop na ang 86% ang ating populasyon.

Sa Rent Control Law ng 2005 hanggang 2008, di pwedeng lumampas ng 10% ang pagtaas ng upa taun-taon. Ayon sa kakapirma nating batas may isang taong moratorium, tapos hanggang 7% lamang ang maaaring pagtaas. Salamat, Kongreso.

Noong isang taon, nabiyayaan ng tig-P500 ang mahigit pitong milyong tahanan bilang Pantawid Koryente sa mga small electricity users.

Yung presyo ng koryente, ang EPIRA natin ang pangmatagalang sagot. EPIRA dismantled monopoly. Ngunit minana natin ang power purchase agreements, kaya hindi pa natin makamtan yung buong intended effect. Pero happy na rin tayo, dahil isang taon na lamang iyan. The next generation will benefit from low prices from our EPIRA.

Samantala, umabot na sa halos lahat ng barangay ang elektrisidad. We increased indigenous energy from 48% to 58%. Nakatipid tayo sa dollars tapos na-reduce pa iyong oil consumption. The huge reduction in fossil fuel is the biggest proof of energy independence and environmental responsibility. Further reduction will come with the implementation of the Renewable Energy Act, and the Biofuels Act.

The next generation will also benefit from our lower public debt to GDP ratio. It declined from 78% in 2000 to 55% in 2008. We cut in half the debt of government corporations from 15% to 7%. Likewise foreign debt from 73% to 32%. Kung meron man tayong malaking kaaway na tinalo, walang iba kundi ang utang, iyong foreign debt. Those in the past administrations conjured the demon of foreign debt. We exorcised it.

The market grows economies. A free market, not a free-for-all.

To that end, we improved our banking system to complement its inherent conservatism. The Bangko Sentral has been prudent. Thank you, Governor Tetangco, for being so effective. The BSP will be even more effective if Congress will amend its Charter.

We worked on the Special Purpose Vehicle Act, reducing non-performing loans from 18% to 4% and improving loan-deposit ratios.

Our new Securitization Law did not encourage the recklessness that brought down giant banks and insurance companies elsewhere and laid their economies to waste. In fact, it monitors and regulates the new-fangled financial schemes. Thank you, Congress.

We will work to increase tax effort through improved collections and new sin taxes to further our capacity to reduce poverty and pursue growth. Revenue enhancement must come from the Department of Finance plugging leaks and catching tax and customs cheats. I call on tax paying citizens and tax paying businesses, help the BIR and stop those tax cheats.

Taxes should come from alcohol and tobacco and not from books. Tax hazards to lungs and livers, do not tax minds. Ang kita mula sa buwis sa alak at sigarilyo ay dapat gamitin sa kalusugan at edukasyon. Pondohan ang Philhealth premiums ng pinakamahihirap. Pondohan ang mas maraming classroom at computers.

Pardon my partiality for the teaching profession. I was a teacher.

Kaya namuhunan tayo ng malaki sa edukasyon at skills training.

Ang magandang edukasyon ay susi sa mas magandang buhay, the great equalizer that allows every young Filipino a chance to realize their dreams.

Nagtayo tayo ng 95,000 na silid-aralan, nagdagdag ng 60,000 na guro, naglaan ng P1.5 billion para sa teacher training, especially for 100,000 English teachers.

Isa sa pinakamahirap sa Millennium Development Goals ay iyong Edukasyon para sa Lahat pagdating ng 2015. Ibig sabihin, lahat ng nasa tamang edad ay dapat nasa primary school. Halos walang bansang makakatupad nito. Ngunit nagsisikap pa rin tayo. Nagtayo tayo ng mga paaralan sa higit sanlibong barangay na dati walang eskwelahan upang makatipid ng gastos sa pasahe ang mga bata. Tinanggal natin ang miscellaneous fees para sa primary school. Hindi na kailangan mag-uniporme ang mga estudyante sa public school.

In private high schools, we finance half of the students.

We have provided college and post-graduate education for over 600,000 scholars. One of them, Mylene Amerol-Macumbal, finished Accounting at MSU-IIT, then she went to law school, and placed second in the last bar exams – the first Muslim woman bar topnotcher. Congratulations!

In technical education and skills training, we have invested three times that of three previous administrations combined. Narito si Jennifer Silbor, isa sa sampung milyong trainee. Natuto siya ng medical transcription. Now, as an independent contractor and lecturer for transcriptions in Davao, kumikita siya ng P18,000 bawat buwan. Good job, Jennifer.

The Presidential Task Force on Education headed by Jesuit educator Father Bienvenido Nebres has come out with the Main Education Highway towards a Knowledge-Based Economy. It envisions seamless education from basic to vocational school or college.

It seeks to mainstream early childhood development in basic education. Our children are our most cherished possession. In their early years we must make sure they get a healthy start in life. They must receive the right food for a healthy body, the right education for a bright and inquiring mind—and the equal opportunity for a meaningful job.

For college admission, the Task Force recommends mandatory Scholastic Aptitude Tests. It also recommends that higher private education institutions should be harmonized with state universities and colleges, and that CHED should oversee local universities and colleges. For professions seeking international recognition—engineering, architecture, accountancy, pharmacy and physical therapy—it recommends radical reform: 10 years of basic education, two years of pre-university, before three years of university.

Our educational system should make the Filipino fit not just for whatever jobs happen to be on offer today, but also for whatever economic challenge life will throw in their way.

Sa hirap at ginhawa, pinapatatag ang ating bansa ng ating overseas Filipinos. Iyong padala nilang $16 billion noong isang taon ay record. Itong taon, mas mataas pa.

I know that this is not a sacrifice joyfully borne. This is work where it can be found—in faraway places, among strangers with different cultures. It is lonely work, it is hard work.

Kaya nagsisikap tayong lumikha dito sa atin ng mga trabahong maganda ang sahod, so that overseas work will just be a career choice, not the only option for a hard-working Filipino.

Meanwhile, we should make their sacrifices worthwhile. Dapat gumawa tayo ng mas epektibong proteksyon at pagpapalawak ng halaga ng kanilang pinagsikapang suweldo. That means stronger consumer protection for Overseas Filipino Workers investing in property and products back home. Para sa kanila, pinapakilos natin ang Investors Protection Task Force.

Hindi ako nag-aatubiling bisitahin ang ating taong bayan at kanilang mga host sa buong mundo – mula Hapon…hanggang Brazil, mula Europa at Middle East hanggang sa American Midwest, nakikinig sa kanilang mga problema at pangangailangan, inaalam kung paano sila matutulungan ng ating pamahalaan—-by working out better policies on migrant labor, or by saving lives and restoring liberty.

Pagpunta ko sa Saudi, pinatawad ni Haring Abdullah ang pitong daang OFW na nasa preso. Pinuno nila ang isang buong eroplano at umuwi kasama ko.

Mula sa ating State Visit sa Espanya, it has become our biggest European donor. At si Haring Juan Carlos ay nakikipag-usap sa ibang mga bansa para sa ating mga namomoblemang OFW. Ganoon din si Sheikh Khalifa, ang Prime Minister ng Bahrain.

Pagpunta ko sa Kuwait, Emir Al-Sabah commuted death sentences. We thank all our leaders, our world leaders, for showing compassion to our overseas foreign workers. Salamat.

Our vigorous international engagement has helped bring in foreign investment. Net foreign direct investments multiplied 15 times during our administration. Kasama ng ating mga Together with our OFWs, they more than doubled our foreign exchange reserves. Pinalakas ang ating piso at naiwasan ang lubhang pagtaas ng presyo. They upgraded our credit because while the reserves of our peers have shrunk this past year, ours reserves grew by $3 billion.

Our international engagement has also corrected historical injustice. The day we visited Washington, Senator Daniel Inouye successfully sponsored benefits for our veterans as part of America’s stimulus package.

I have accepted the invitation of President Obama to be the first Southeast Asian leader to meet him at the White House, later this week.

That he sought us out testifies to our strong and deep ties.

High on our agenda will be peace and security issues. Terrorism: how to meet it, how to end it, how to address its roots in injustice or prejudice—and first and always how to protect lives.

We will discuss nuclear non-proliferation. The Philippines will chair the review of the nuclear weapons non-proliferation Treaty in New York in May 2010. The success of the talks will be a major diplomatic achievement for us.

There is a range of other issues we will discuss, including the global challenge of climate change, especially the threat to countries with long coastlines. And there is the global recession, its worse impact on poor people, and the options that can spare them from the worst.

In 2008 up to the first quarter of 2009 we stood among only a few economies in Asia-Pacific that did not shrink. Compare this to 2001, when some of my current critics were driven out by people power. Asia was surging but our country was on the brink of bankruptcy.

Since then, our economy posted uninterrupted growth for 33 quarters; more than doubled its size from $76 billion to $186 billion. The average GDP growth from 2001 to the first quarter of 2009 is the highest in 43 years.

Bumaba ang bilang ng mga nagsasabing mahirap sila sa 47% mula 59%. Maski lumaki ang ating populasyon, nabawasan ng dalawang milyon ang bilang ng mahihirap. GNP per capita rose from a Third World $967 to $2,000. Lumikha tayo ng walong milyong trabaho, an average of a million a year, much, much more than at any other time.

In sum: 1. We have a strong economy and a strong fiscal position to withstand global shocks.

2. We built new modern infrastructure and completed unfinished ones.

3. The economy is more fair to the poor than ever before.

4. We are building a sound base for the next generation.

5. International authorities have taken notice that we are safer from environmental degradation and man-made disasters.

As a country in the path of typhoons and in the Pacific Rim of Fire, we must be prepared as the latest technology permits to anticipate natural calamities when that is possible; to extend immediate and effective relief when it is not. The mapping of flood- and landslide-prone areas is almost complete. Early warning, forecasting and monitoring systems have been improved, with weather tracking facilities in Subic, Tagaytay, Mactan, Mindanao, Pampanga.

We have worked on flood control infrastructure like those for Pinatubo, Agno, Laoag, and Abucay, which will pump the run off waters from Quezon City and Tondo flooding Sampaloc. This will help relieve hundreds of hectares in this old city of its age old woe.

Patuloy naman iyong sa Camanava, dagdag sa Pinatubo, Iloilo, Pasig-Marikina, Bicol River Basin, at mga river basin ng Mindanao.

The victims of typhoon Frank in Panay should receive their long-overdue assistance package. I ask Congress to pass the SNITS Law.

Namana natin ang pinakamatagal na rebelyon ng Komunista sa buong mundo.

Si Leah de la Cruz isa sa labindalawang libong rebel returnee. Sixteen pa lang siya nang sumali sa NPA. Naging kasapi sa regional White Area Committee, napromote sa Leyte Party Committee Secretary. Nahuli noong 2006. She is now involved in an LGU-supported handicraft livelihood training of former rebels. We love you, Leah!

There is now a good prospect for peace talks with both the Communist Party of the Philippines and the MILF, with whom we are now on ceasefire.

We inherited an age-old conflict in Mindanao, exacerbated by a politically popular but near-sighted policy of massive retaliation. This only provoked the other side to continue the war.

In these two internal conflicts, ang tanong ay hindi, “Sino ang mananalo?” kundi, bakit pa ba kailangang mag-laban ang kapwa Pilipino tungkol sa mga isyu na alam naman nating lahat na di malulutas sa dahas, at mareresolba lang sa paraang demokratiko?

There is nothing more that I would wish for than peace in Mindanao. It will be a blessing for all its people, Muslim, Christian and lumads. It will show other religiously divided communities that there can be common ground on which to live together in peace, harmony and cooperation that respects each other’s religious beliefs.

At sa lahat ng dako ng bansa, kailangan nating protektahan ang ating mga mamamayan kontra sa krimen’ — in their homes, in their neighborhoods, in their communities. How shall crime be fought? With the five pillars of justice, including crime fighters. We call on Congress to fund more policemen on the streets.

Real government is about looking beyond the vested to the national interest, setting up the necessary conditions to enable the next, more enabled and more empowered generation to achieve a country as prosperous, a people as content, as ours deserve to be.

The noisiest critics of constitutional reform tirelessly and shamelessly attempted Cha-Cha when they thought they could take advantage of a shift in the form of government. Now that they feel they cannot benefit from it, they oppose it.

As the seeds of fundamental political reform are planted, let us address the highest exercise of democracy, voting!

In 2001, I said we would finance fully automated elections. We got it, thanks to Congress.

At the end of this speech I shall step down from this stage, but not from the Presidency. My term does not end until next year. Until then, I will fight for the ordinary Filipino. The nation comes first. There is much to do as head of state—to the very last day.

A year is a long time. Patuloy ang pamumuhunan sa tinatawag na three E’s ng ekonomiya, environment at edukasyon. There are many perils that we must still guard against.

A man-made calamity is already upon us, global in scale. As I said earlier, so far we have been spared its worst effects but we cannot be complacent. We only know that we have generated more resources on which to draw, and thereby created options we could take. Thank God we did not let our critics stop us.

As the campaign unfolds and the candidates take to the airwaves, I ask them to talk more about how they will build up the nation rather than tear down their opponents. Give the electorate real choices and not just sweet talk.

Meanwhile, I will keep a steady hand on the tiller, keeping the ship of state away from the shallows some prefer, and steering it straight on the course we set in 2001.

Ang ating taong bayan ay masipag at maka-Diyos. These qualities are epitomized in someone like Manny Pacquiao….Manny trained tirelessly, by the book, with iron discipline, with the certain knowledge that he had to fight himself, his weaknesses first, before he could beat his opponent. That was the way to clinch his victories and his ultimate title: ang pinakadakilang boksingero sa kasaysayan. Mabuhay ka, Manny!

However much a President wishes it, a national problem cannot be knocked out with a single punch. She must work with the problem as much as against it, turn it into a solution if she can.

There isn’t a day I do not work at my job or a waking moment when I do not think through a work-related problem. Even my critics cannot begrudge the long hours I put in. Our people deserve-a-government that works just as hard as they do.

A President must be on the job 24/7, ready for any contingency, any crisis, anywhere, anytime.

Everything right can be undone by even a single wrong. Every step forward must be taken in the teeth of political pressures and economic constraints that could push you two steps back-if-you flinch and falter. I have not flinched, I have not faltered. Hindi ako umaatras sa hamon.

And I have never done any of the things that have scared my worst critics so much. They are frightened by their own shadows.

In the face of attempted coups, I issued emergency proclamations just in case. But I was able to resolve these military crises with the ordinary powers of my office. My critics call it dictatorship. I call it determination. We know it as strong government.

But I never declared martial law, though they are running scared as if I did. In truth, what they are really afraid of is their weakness in the face of this self-imagined threat.

I say to them: do not tell us what we all know, that democracy can be threatened. Tell us what you will do when it is attacked.

I know what to do:

As I have shown, I will defend democracy with arms when it is threatened by violence; with firmness when it is weakened by division; with law and order when it is subverted by anarchy; and always, I will try to sustain it by wise policies of economic progress, so that a democracy means not just an empty liberty but a full life for all.

I never expressed the desire to extend myself beyond my term. Many of those who accuse me of it tried to cling like nails to their posts.

I am accused of misgovernance. Many of those who accuse me of it left me the problem of their misgovernance to solve. And we did it.

I am falsely accused, without proof, of using my position for personal profit. Many who accuse me have lifestyles and spending habits that make them walking proofs of that crime.

We can read their frustrations. They had the chance to serve this good country and they blew it by serving themselves.

Those who live in glass houses should cast no stones. Those who should be in jail should not threaten it, especially if they have been there.

Our administration, with the highest average rate of growth, recording multiple increases in investments, with the largest job creation in history, and which gets a credit upgrade at the height of a world recession, must be doing something right, even if some of those cocooned in corporate privilege refuse to recognize it.

Governance, however, is not about looking back and getting even. It is about looking forward and giving more—to the people who gave us the greatest, hardest gift of all: the care of a country.

From Bonifacio at Balintawak to Cory Aquino at EDSA and up to today, we have struggled to bring power to the people, and this country to the eminence it deserves.

Today the Philippines is weathering well the storm that is raging around the world. It is growing stronger with the challenge. When the weather clears, as it will, there is no telling how much farther forward it can go. Believe in it. I believe.

We can and we must march forward with hope, optimism and determination.

We must come together, work together and walk together toward the future.

Bagamat malaking hamon ang nasa ating harapan, nasa kamay natin ang malaking kakayahan. Halina’t pagtulungan nating tiyakin ang karapat-dapat na kinabukasan ng ating Inang Bayan.

And to the people of our good country, for allowing me to serve as your President, maraming salamat. Mabuhay ang Pilipinas!



Friday 17 July 2009

Six presidential candidates speak on OFWs in Plaza Miranda

By ARIS R. ILAGAN
July 17, 2009, 6:30pm

Six political personalities eyeing the presidential elections on the May 2010 polls appeared before a rain-drenched crowd at the historic Plaza Miranda in Quiapo, Manila last Thursday night to drum up their platform of government involving key national issues, particularly on the protection of Overseas Filipino Workers (OFW) now working in different foreign lands.
From a makeshift stage, the six presidential aspirants – Estrada, Sen. Richard Gordon, Sen. Loren Legarda, Sen. Francis “Chiz” Escudero, Senator Mar Roxas, and Pampanga Gov. Ed Panlilio – all recognized the need to ensure the protection and welfare of the OFWs now working abroad whose multi-billion remittances have saved the country from possible economic collapse.
The crowd, mostly ManileƱos, braved the rains to listen to the political platform of the presidential wannabes who answered questions on different key issues like improving the plight of OFWs, giving equal employment opportunity for the disabled, rising fuel prices, job generation, among others.

In a forum dubbed as : “Ang Mamamayang Pilipino… Alisto!” sponsored by the Parish Pastoral Council for Responsible Voting (PPCRV) led by Ambassador Henrietta de Villa and the National Movement for Free Elections (Namfrel), the five presidential aspirants also cited the need to stop corruption in the government to encourage more foreign investments to generate jobs and avert the “brain drain” problem of the labor force.

Citing his observations from his recent trip from the Middle East when he visited from a labor center several OFWs who were apparently victims of abuse, Estrada said that the government must exert efforts to discourage Filipino workers from working as domestic helpers abroad.
“We have to improve the capability and efficiency of our labor attaches in embassies in countries where there are rampant cases of abuses on our domestic helpers,” Estrada said.
“Their common reason for not being able to help our OFWs is due to lack of funds. Our government should prioritize on giving help these abused domestic helpers instead of spending on high tech projects which do not benefit the common people,” the former president said.
On the other hand, Roxas, who is the Liberal party president, batted for a government policy that would require “pre-departure orientation” for OFWs leaving for work abroad that would make them knowledgeable in using computer internet and other wireless communication system.

By being familiar with information technology, the domestic helpers who were subjected to abuse by their employers can easily call or e-mail their embassies to seek help.
Panlilio, on the other hand, batted for the appointment of highly-qualified individuals to embassies situated in country’s where are there are many Filipino domestic helpers.
“We need people in embassies who have the will to protect the welfare of our domestic helpers. It is a matter of political will,” Panlilio said.

Both Escudero and Legarda called for the abolishment of recruitment fees for OFWs, particularly domestic helpers, to allow them to remit more of their earnings to their family.
The five presidential aspirants were given two minutes each to say their piece on prepared questions drawn from a transparent bowl by program host Anna De Villa Singson. A representative of the Commission on Elections (Comelec) took charge of the time limit for the five guest speakers.

Haaayyy.....eleksyon na naman...gamit na gamit na naman ang mga OFWs sa mga walang hanggang pangako na nananatiling pangako lamang. Ilang beses na ba nangyari ito? Paulit ulit lang....bagong bayani daw ang mga OFWs, dapat daw pangalagaan ang kapakanan ng mga OFWs pero pag nahalal na at nakaupo na sa pwesto....wala na! Di na nila naaalala ang mga kababayan nating nagsasakripisyo sa ibang bansa para lang makapagpadala ng pera na ikinabubuhay ng pamilyang naiwan sa bansa. Maririnig lang natin uli ang kanilang mga pangako kapag may hindi agandang nangyari sa isang OFW na may media coverage. Makikita mo sila...nag uunahan pa sa pagsasalita at pagkondena sa mga karahasang nararanasan ng mga pinoy sa ibang bansa pero meron ba silang ginagawa, liban sa pagsasalita. haaaayyyyy.....

Ang article sa itaas ay galing mb. For more news, click here.

Bicol OFWs now enjoy Philhealth out-patient benefit package

Legazpi City (17 July) -- As PhilHealth carries on its mandate to provide affordable quality health insurance for all Filipinos, it also offers significant outpatient services to our Overseas Filipino Workers (OFWs).

PhilHealth, by virtue of the agency's circular No. 13, s. 2007, has stepped up its Enhanced Out-Patient Benefit Package (OPB) for members of the Overseas Workers Program (OWP) and their dependents implemented since July 1, 2007.

With the circular, the Enhanced OPB is consist of consultations, diagnostics, promotive/preventive and curative services that can be availed by a land-based OFW and his/her qualified dependents in hospitals identified by the Department of Health (DOH) to provide such services at no additional cost to the patient/members (zero co-pay).

The diagnostic services included in the OPB are as follows: blood count (CBC), routine urinalysis, fecalysis, fasting blood sugar, blood typing, hemoglobin/hematocrit, electrocardiogram (ECG), anti-streptolysin O (ASO-Titer), Hepatitis B Screening Test, Treponema pallidum hemaglutination assay (TPHA), Potassium hydroxide (KOH), Erythrocyte sedimentation rate (ESR), pregnancy test, x-ray (skull, chest lower and upper extremities), sputum microscopy, and pap smear.

Among the said promotive/preventive health services are visual acetic and screening for cervical cancer, periodic digital rectal examination, periodic clinical breast examination (CBE), and counseling for cessation on smoking.

Also included in these outpatient services are visual acuity examination, psychological evaluation and debriefing and auditory evaluation.

OFWs and their dependents can avail of these benefits in identified participating DOH hospitals.
For Bicol region, the Bicol Medical Center in Naga City and the Bicol Regional Training and Teaching Hospital here are accredited to provide tertiary care and the said outpatient benefit package.

To avail of the Enhanced OWP OPB package, the OFW member or his/her dependent must present to the hospital a copy of his/her Member Data Record (MDR). In the absence of MDR, one can submit instead his/her Proof of Contribution (PhilHealth Official Receipt or E-Receipt) or proof of dependency, in case of dependents.

It is important to note however, that the date of availment of this package must fall within the validity period as reflected on the Member Data Record of the OVFW member. After the hospital verifies the documents presented, the availee shall then proceed to the doctor for consultation.

The said Enhanced Outpatient Benefit (OPB) Package for land-based OFWs and their dependents is separate from their existing benefits such as TB-DOTS, Maternity Care Package, Outpatient Day Surgeries and Procedures, Dialysis and In-Patient Care. Thus, this will not be deducted from the 45-day room and board allowance for members and their dependents.
OFWs and their dependents are encouraged to avail of this benefit package as we ceaselessly provide affordable and quality health care services that is well-deserved by our modern day heroes and the families they leave behind. (PhilHealth/PIA) [top]

Got this from the Philippine Information Agency. To read more, click here.

Thursday 16 July 2009

OFW remittances hit record high in May

By: Des Ferriols/philstar.com

MANILA, Philippines - Remittances from overseas Filipino workers (OFWs) in May were higher than central bank expectations, with the monthly inflows reaching a new record high at $1.48 billion as more Filipinos sought jobs abroad.

The record inflows in May brought the cumulative remittances for the first five months of the year to $6.98 billion, representing a 2.8-percent increase from the level recorded in the same period last year.

OFW remittances are the most closely-watched economic data since these finance private spending which has become the most critical economic growth driver.
The Bangko Sentral ng Pilipinas (BSP) reported yesterday that OFW remittances coursed through banks grew year-on-year by 3.7 percent in May 2009, higher than the two- to three-percent growth projected earlier.

Before May, the second highest level of remittances was $1.47 billion, registered in March 2009.
BSP data showed that remittances from both sea-based and land-based workers posted gains of 4.6 percent and 2.4 percent, respectively. 

“The stream of remittances from overseas Filipinos continued to show signs of strength despite lingering global economic fragilities,” said BSP Governor Amando M. Tetangco Jr. He said this provided some basis for “cautious optimism” regarding steady remittance levels for 2009.
Tetangco said remittance flows continued to be underpinned by the steady demand for Filipino workers abroad, specifically professional and skilled workers, as well as the expanded access of overseas Filipinos and their beneficiaries to a wide range of financial products and services offered by banks and other financial institutions.

According to Tetangco, the demand for Filipino workers is expected to continue as a result of hiring agreements forged between the Philippines and some host countries such as Qatar, Saudi Arabia, Canada, Australia and Japan.

Labor export has been a cause for embarrassment for past administrations but the Arroyo administration has made a policy of aggressive marketing of Filipino workers whose earnings boost the country’s dollar reserves.

Earlier, the Department of Labor and Employment (DOLE) reported that the Philippine government entered into a bilateral agreement with South Korea on the employment of Filipino workers.

A memorandum of understanding was signed between the Philippine Department of Labor and Employment and its South Korean counterpart in May 2009 aimed at hiring up to 5,000 Filipino workers in the South Korean manufacturing industry and other sectors within the next 10 months.

The DOLE also said it has started talks with the Libyan health ministry for the recruitment of about 4,000 Filipino medical workers in Libya.

Moreover, the BSP said the Arroyo administration is intensifying efforts to assist retrenched overseas workers by finding new jobs for them abroad.

For the period January-May 2009, the BSP said the major sources of remittances were the U.S., Canada, Saudi Arabia, U.K., Japan, Singapore, United Arab Emirates, Italy, and Germany.  

With remittances showing unexpected resiliency, Tetangco expressed optimism that consumer spending would recover in the coming quarters as consumers have indicated their intention to spend despite the overall pessimism about the economy.

Tetangco said the results of the recent Consumer Expectations Survey (CES) were encouraging in that consumers indicated their intention to spend on what were considered big-ticket items such as housing, motor vehicles and appliances.

He pointed out that based on the first quarter National Income Accounts, the breakdown in the gross domestic product (GDP) reflected that consumers had already raised what he considered “precautionary savings.”

Tetangco said this behavior was understandable since consumers saw the worst in terms of volatility and uncertainty in global economies and financial markets in the last quarter of 2008.
In reaction, consumers opted to put away their cash rather than spend while bracing for the full impact of the global slowdown that was expected to displace workers and lower household incomes.

“However, as more signs of a slowing of the contraction in global economies are seen, the public’s confidence is expected to rise and, therefore, precautionary savings would fall,” Tetangco pointed out.

Paano na lang kung walang OFWs na nagpapadala ng remittance sa Pilipinas? Siguro matagal na tayo lumubog! Mabuhay ang mga OFWs! Ipinagbubunyi namin kayo.

For more news, click here.

Sunday 12 July 2009

WB denies sending OFWs e-mails on lotto rigging, forex manipulation

MANILA, Philippines - The World Bank (WB) has denied sending e-mails telling overseas Filipino workers (OFW) about the alleged manipulation of dollar exchange rates and rigging of lotto draws in the Philippines.

In a statement, the international lending agency said that an e-mail saying that Philippine officials are manipulating exchange rates and lotto draws is circulating in the Internet and is being attributed to them.The e-mail read: “Your government is manipulating the exchange rate for some years now. It is very much improbable and impossible that the Philippine peso is appreciating compare[d] to euro, British pound, riyal, and any other foreign currency." It went on to say that the Philippine government also dictates the outcome of lotto draws. The e-mail solicited a lot of negative reactions from OFWs who thought that the Philippine government was cheating them from the real worth of their remittances.

This prompted the World Bank to finally deny issuing such letters.“The World Bank denies issuing such letters. Any letter of this nature did not come and would not come from any staff of the World Bank," it said.It said that all media releases, official statements, reports, and studies of the World Bank Philippines offices are made available to the public on their Web site.

“The World Bank would like to seek the help of the public by refraining from forwarding such e-mails that are wrongly attributed to the World Bank," it said. - Kimberly Jane T. Tan, GMANews.TV

I do believe that this needs further investigation....baka naman totoo nga na nangyayari ang manipulation but the email did not really come from the World Bank. But the issue being mentioned might be happening. I hope not, because this is very unfair to us Filipinos, specially the OFWs.

For more news, click here.

Friday 10 July 2009

Recruiters vs new ‘low-skilled’ OFW category

INQUIRER.net First Posted 16:07:00 07/07/2009

MANILA, Philippines—Licensed recruiters have expressed strong opposition against the new classification of “low- and semi-skilled” overseas Filipino workers, arguing that the series of series of orders of the Philippine Overseas Employment Administration would deter employment of OFWs.

The POEA imposed the additional requirements for the deployment of female OFWs in 33 job categories (except to Canada) and of male OFWs in 11 job types (to Bahrain) with consulting them, said the recruiters under the umbrella organization of the Federated Associations of Manpower Exporters (Fame).

POEA’s new classification, which is aimed at strengthening protection mechanism for OFWs, is contained in Memorandum Circular 5 and 6, dated June 15. The new rules provide that the deployment of OFWs hired under this expanded category will not be processed until the individual employment contracts are verified by the Philippine Overseas Labor Office and authenticated by the Philippine embassy in the host country.

The recruitment industry is already over-regulated, “strangulating the sector with more rules that are not conducive to President Gloria Macapagal-Arroyo’s thrust to create more jobs abroad, said federation president Eduardo Mahiya.

“What is the use of all these marketing missions which the President herself attends if after coming home, we, the direct providers of overseas employment opportunities are prevented from deploying more?” he asked.

The recruiters also bewailed the lack of a transition period, especially for job orders already in the pipeline. They said those renewing their job orders would also be affected.“The MCs were issued last June 15 and implemented right away (July 1). It was formulated without due consultation, and there is not even a transition period to allow the stakeholders to prepare,” he said.

The new rules would result in a maze of forms and certifications from the Overseas Workers Welfare Administration (Owwa), the Technical Education and Skills Development Authority (Tesda), labor attaches, valid visas/work permits, individual employment contracts, said recruitment consultant Emmanuel Geslani.

These would frustrate foreign recruitment offices, especially in the Middle East, 40 percent of whose deployment are under these categories, he said, foreseeing a massive drop in deployment starting the third quarter of 2009. [Veronica Uy]

Hmmm.....any comments?

More news? Click here.

Honest OFW returns home

Philippine Daily Inquirer
First Posted 06:53:00 07/10/2009

BAMBANG, NUEVA VIZCAYA -- She collected scraps from garbage bins to survive in Hong Kong, but she came home in Barangay (village) Aliaga here on Wednesday with gifts for her neighbors and a movie contract about her honesty.

Mildred Perez Bonde, 38, a Filipino domestic helper in Hong Kong who won praises for returning P2.1 million in cash and checks which she found in a garbage heap, came home to a hero’s welcome from her family members, relatives and village mates.

She said a company was interested to produce a movie about her life story and has offered her a P5-million contract.

If the movie becomes successful, she said she would donate P1 million to this farming village, 7 kilometers from the town proper.

Bonde, who was accompanied by officials of the Overseas Workers Welfare Administration from Manila, was awarded a certificate by village officials for her honesty.

United Methodist Church ministers also celebrated a thanksgiving Mass for her.
Residents and officials, led by Bambang Mayor Benjamin Cuaresma and Nueva Vizcaya Governor Luisa Cuaresma, joined Bonde and her family in a get-together lunch.

Cuaresma said Bonde uplifted the image of Filipinos in Hong Kong “who are often verbally maltreated by wealthy Chinese businessmen.”

“I noticed this when I was in Hong Kong. Because of Mildred’s good deed, we can overcome this discrimination. It really pays to be good,” Cuaresma said.

Danilo Barroga, village chief of Aliaga, said they were proud of Bonde’s honesty.
Bonde recalled that when she was a child, she was scolded by her father for taking labong (bamboo shoots) without permission from their neighbor. Ben Moses Ebreo, Inquirer Northern Luzon

This is very inspiring news, not just for OFWs but for the whole Philippines as well. We need more people like Mildred Bonde. She uplifts the image of Filipinos all over the world with just one kind gesture. Honesty, still is, the best policy.

For more news, click here.

Thursday 9 July 2009

Pinoys in US Donate to Ailing OFW

By Sam Tongson 07/08/2009 12:09 AM

This is a story of how TV plays a big role in bringing people from different paths and places together, and the power the medium has in creating a positive impact on viewers. It began three weeks ago when the tragic plight of 49-year old former domestic helper Elisa Bataanon, was featured on the ANC weekly show "Crossing Borders (Thursdays, 10.30 pm)," a program that addresses the concerns of overseas Filipinos. Elisa's life story drew not just sympathy from the show's viewers, but also moved others to commit donations.

Elisa worked as a maid for eight years in the UK and Saudi Arabia in the 80's. While she was overseas, misfortune struck her life several times. Her husband was murdered, and her modest home, which she had saved hard for, burned down. Left with the burden of raising her two children, Elisa was forced to come back home to the Philippines in 1996. She worked hard, selling food at the wet market while taking care of her kids at their home in Las Pinas. Physically exhausted from being a single mother, Elisa suffered a stroke three years ago and her condition immobilized her legs. Today, she's unable to walk and has to be carried whenever she goes around.

During the interview on ANC’’s Crossing Borders, the frail, tiny woman was teary-eyed as she recalled her various misfortunes and the hardship she had to go through while bringing up her boys on her meager income.

In recognition of her sad plight, the Overseas Workers' Welfare Association gave Elisa a cash donation on Migrants Day last June 7. Elisa broke down in tears when she heard her name called during the ceremony. She plans to use the money to start a small business and to provide for the education of her third child, a boy she has adopted from her relatives.

Elisa's story was caught by regular viewers of the program, a group of physical therapists in the US. The group pledged to make a donation to Elisa should they pass the National Physical Therapy Examination or NPTE in the US. One of them, a therapist known as Bluzaza on her multiply site, sent a message on the show's site, addressed to the host, immigration lawyer Mike Templo. This is her heartwarming message,"Nais ko pong ipabalita sa inyo na sa wakas, nakapasa na ako ng NPTE...Napanood ko po ang itinalakay ninyong kuwento ni Aling Eliza nang mga nakaraang linggo. Kumurot po itong kuwentong ito sa aming puso, at sabi po namin ng mga kasamahan kong kakapasa lamang ng NPTE na nais naming makibahagi ng aming munting biyaya kay Aling Eliza pag pumasa na kami. Maraming salamat po sa pagkakataong binuksan ninyo at ninyong programa na makibahagi po kami ng aming mga munting biyaya sa buhay, lalung-lalo na sa mga kapatid naming OFW."

ANC’s Crossing Borders, hosted by immigration lawyer Mike Templo, is now in touch with Bluzaza to facilitate the donation. Her message is a positive ending to a tragic story and shows the power that TV has in bridging the gulf between Filipinos abroad and those who remain in the Philippines.
as of 07/08/2009 12:15 AM

I'm sure there are a lot more ELISA's out there who have sacrificed working as OFWs yet, misfortune have found them and haven't really risen up from the murk of poverty. Thanks to modernization, things such as these catch the media's attention therefore, help is given even by people not known to the person involved. I just hope the government can give OFWs and ex-OFWs alike a more permanent and stable assistance for their growing problems.

For more news, click here.

Monday 6 July 2009

Sacked OFW in Dubai fights for benefits

By Delfin Mallari Jr.
Inquirer Southern Luzon
First Posted 14:54:00 06/28/2009

Found this news from Inquirer. Read on....

LUCENA CITY, Quezon—An overseas Filipino worker in Dubai has appealed to the Philippine government to help him get his separation benefits and passport from his former employer, an Indian-owned company.

Emmanuel Calayag, former municipal environment officer of Dolores, Quezon, told the Philippine Daily Inquirer in an e-mail that he was terminated by his company Maxxcom FZCO on May 3, 2009 without prior notice. He also said the company had his visa cancelled on May 22, 2009.
Calayag once worked as sales executive in Maxxcom, which sells computer and other information technology products. He said he did not violate any of the terms and conditions stipulated in the employment contract or any of the provisions of United Arab Emirates labor law.

He said company officials informed him that his service was being terminated because of the worldwide recession. Worse, they refused to turn over his passport, which prevented him from getting another job in Abu Dhabi and refused to pay for his plane ticket back to the Philippines as well as other separation benefits.

“Until now, they keep my passport in spite of several requests I made to the company to hand over my passport to me. I also informed them that they cannot keep the passport because it is illegal in the UAE for the employer to keep their employees' passports but they still keep it,” he said.

He said company officials advised him to just leave UAE.

“However, when I asked them for the plane ticket and gratuity for my rendered services, which I am entitled to, considering the number of months I worked with the company, i.e., from October 09, 2008 to May 03, 2009, they refused to do so,” he said.

He said he recently informed the Philippine consulate office in Dubai about his plight.
Edwin Gil Mendoza, Philippine vice consul in Dubai, wrote his boss, Ramesh Balani, managing director of Maxxcom FZCO, to seek for the return of Calayag’s passport.

“I am sure you are very familiar with UAE laws stating that it is illegal for employers to retain the passport of their employees especially when the employees themselves expressly declare that they wish to have possession of their own passport,” Mendoza told Balani in his letter dated June 25.

Calayag said Balani ignored the demand of the Philippine official.
“He (Balani) said he will just surrender my passport to Jafza (Jebel Ali Free Zone Authority). This is a blatant disregard of Philippine authority,” he said.
Without his passport, Calayag said he could not get a job with an Abu Dhabi company that had expressed willingness to hire him.

“I have to continue the fight for my right to work, as an eye opener for the government that there are lots of OFWs who suffer the same predicament,” he said.

Nakakalungkot.....tsk...tsk...tsk....

OFW inflows from US down 10% in January-April

Philstar.com - Tuesday, June 23

Got this from Yahoo News. This might interest our OFW friends out there. Read on....

MANILA, Philippines – Remittances from the US declined by 10 percent in the first four months of this year and if this continues for the rest of the year, total remittances could post the first decline since the country started sending workers abroad.
Data from the Bangko Sentral ng Pilipinas (BSP) showed that from January to April, remittances from the US reached only $2.286 billion, accounting for nearly half of the $5.498-billion total remittances for the period this year.

BSP data indicated that the four-month level was 10.43 percent lower than the $2.552-billion level posted over the same period in 2008, with the largest decline recorded in sea-based remittances which dropped by 16.15 percent.

Out of the total remittances coming from the US, inflows from sea-based workers accounted for $635.83 million while land-based workers accounted for $1.917 billion.
The BSP has been careful about breaking down remittances that come from the US since these also include inflows that only pass through the US financial system but do not actually originate from US-located Filipinos.

A clearer indicator, according to the BSP data, were remittances that came from land-based workers which presumably represented workers located in the US as well as immigrants.
Nevertheless, inflows from both sources showed a decline in the first four months, indicating that if the trend continued for the remainder of the year, total remittances could decline as expected by analysts and private think tanks except the BSP.

Remittances from Filipinos in Canada, on the other hand, surged by 64.69 percent to $567.243 million during the first four months of this year from $344.434 million a year ago.
On the other hand, remittances from workers located elsewhere in Asia showed significant resilience except for Hong Kong and Taiwan where remittances shrank during the period.
Total remittances from overseas Filipinos in Asia went up 14.31 percent from $604.1 million last year to $690.57 million despite the 22.45 percent decline in remittances from Hong Kong-based workers.

BSP data showed that workers in Hong Kong sent home $114.479 million this year compared with $147.6 million sent last year because the 25.52-percent decline in inflows from land-based workers wiped out the 18 percent increase in inflows from sea-based workers.
However, BSP data showed that remittances from Japan-based workers increased by 53.37 percent from $164.155 million last year to $251.761 million this year mostly because of the significant expansion in remittances from land-based workers.
Workers from Singapore, whose remittances also represented a significant portion of total remittances, sent home 30.56 percent more during the four months period to $217.226 million from $166.383 million.

Although the slowdown was significant, data also showed that remittances from other areas like Europe and the Middle East still increased but inflows from the US offset these increases.
Remittances from Europe increased by 4.21 percent, mostly from sea-based workers whose remittances increased by 30.5 percent, off-setting the 6.43 percent decline in remittances from land-based workers. - By Des Ferriols (Philstar News Service, www.philstar.com)

Sunday 5 July 2009

The Paradox of an OFW

It's so hard to be an OFW. You sacrifice everything, specially your time with your family, just to be able to earn money for, guess what, YOUR FAMILY. Ang hirap, di ba? Specially if you're a first timer, sobrang nakakabaliw!

Imagine, tuwang tuwa ka na natanggap ka sa trabaho pero andami mong kelangang i-prepare na documents, na syempre, kelangan ng pera para maayos ang mga ito. Ang pera mo naman ay sapat lang para sa pang araw araw na gastusin kaya't anong iyong gagawin, manghihiram ng pera expecting that you will earn enough to pay for it once you're in the country you're going to work in. Ilang taon ang contract? One year? Two years? Sabi mo sa sarili mo, ok lang. Kakayanin mo ang lahat para sa pamilya mo. Ginagawa mo ang lahat nang ito para sa pamilya mo.

Pagdating ng araw ng pag alis mo, magkahalong tuwa at saya ang 'yong nararamdaman, tuwa dahil sa wakas, mabibigyan mo na ng magandang bukas ang pamilya mo, hoping that this will be the start of a new life for you and your family. Umaasa na ito na ang simula ng pag angat mo sa buhay. Lungkot dahil iiwanan mo ang pamilya mo, lalong lalo na ang mga anak mo. Pero iniisip mo na lang, para sa kanila naman ito eh.

Pagdating sa destination mo, kayod kabayo ka, para lang makaipon para sa pamilyang naiwan sa pinas pero sa unang 3 buwan mo, para kang mababaliw sa lungkot! Homesick na homesick ka at iniisip mo na gusto mo nang umuwi, na di mo na kaya, na miss na miss mo na ang asawa mo at mga anak mo. Pero pag naiisip mo naman ang kalagayan ng Pilipinas, pakiramdam mo, walang pag asa doon. Mahirap kumita ng pera. Kayod ka nga nang kayod, kulang pa rin ang sinusweldo mo. Buti pa dyan at kahit papano, kumikita ka ng di hamak na mas malaki kesa naman magtityaga ka sa Pilipinas. Kaya kahit anong lungkot mo, kahit anong hirap ng trabaho, tinitiis mo para lang makapagpadala sa pamilya sa Pilipinas. Iniisip mo, ilang taon ka lang dito, mag iipon ka para pag uwi mo, magtatayo ka ng maliit na business para di ka na kelangan pang mawalay sa pamilya mo.

Lumipas ang isang taon, dalawang taon....heto at pauwi ka na. Ang saya saya! Sobrang excited ka na makita ang asawa at mga anak. Pagdating sa pinas, parang pyesta! Pati kapitbahay mo tuwang tuwa sa iyong pag uwi. Syempre may konting handaan, may inuman, lahat masaya. Lalo ka na kasi bidang bida ka sa pag uwi mo.

Matapos ang kasiyahan, reality sets in. Wala pa rin kayong ipon. Ilang taon ka na rin nagtatrabaho sa ibang bansa pero wala pa ring ipon, wala pa ring sariling bahay, regular naman ang padala mo pero bakit ganun? Walang nangyayari....wala pa rin kayong ipon? Bakit? Hirap na hirap ka na sa pagtatrabaho pero wala pa rin natitira sa kita mo. Sabi mo na lang, pagbalik mo, hinding hinding hindi talaga pwedeng ganito uli. Sa pagbalik mo, kelangan makaipon ka na.
Sana nga....di naman mahirap eh. Kelangan lang ng disiplina para makaipon at alam mo dapat kung paano ka makakaipon.

Dito matutulungan ko kayo......

Sa mga susunod ko pang blogs....